Get a Bond
Mi BondsThe Bond Registration ProcessGet Pre-Qualified Today
Mi BondsStart The ProcessGet Pre-Qualified Today
Step into a World of Effortless Homeownership with Mi Bonds by Your Side.
At Mi Bonds, we make the path to owning a home easier by presenting you with a smooth and effortless method to apply for a bond.
The Home Loan Application Process with Mi Bonds is designed to make your journey to homeownership as smooth as possible.
We begin by helping you get pre-approved, ensuring you have a clear understanding of your budget and allowing you to house hunt within your price range.
Once you’ve found your dream home, our expert team will guide you through the application process.
We work with all of South Africa’s major banks, including your own, to secure the best home loan options tailored to your needs. While the bond amount granted by the bank may sometimes differ from your expectations, we’re here to assist you, even offering Personal Loans if necessary.
Throughout the process, we handle the intricate details, such as working with the transferring and cancellation attorneys, ensuring a hassle-free experience.
When your home loan is approved, we oversee the bond registration, guaranteeing a seamless transition to homeownership.
Additionally, we emphasize the importance of comprehensive insurance for your investment.
With Mi Bonds, you’ll celebrate the day your new property is registered, marking your successful journey to becoming a homeowner.
You're pre-approved.
We’ve helped you get pre-approval allowing you to house hunt within your price range.
Not Pre-Approved? Learn more here.
Offer to Purchase.
You offer to buy a property from the seller by signing an Offer to Purchase, which the seller needs to accept.
Transferring attorney.
The seller will instruct their transferring attorney.
Mi Bonds Home Loans
We will apply to all of SA’s major banks, including your own, for a home loan.
Bond amount is granted by the bank.
The amount might be lower than expected. We can assist by providing you with a Personal Loan.
Cancellation attorney.
The bank nominates the cancellation attorney to cancel the existing bond (if applicable).
Your home loan is approved.
Now that your home loan is approved, the bank will instruct the bond registration attorney to register the new bond.
Signatures.
You sign at the bond and transferring attorney.
Payments.
The transferring attorney pays the rates and levy figures as well as the transfer duty to SARS.
Guarantees.
The transferring attorney receives guarantees from the bond registration attorneys.
Deeds Office.
Lodgement at the Deeds Office occurs and the documents are examined.
Insure your investment.
As a new homeowner you should ensure you are comprehensively insured.
Congratulations!
The property is now registered.
Mi BondsWhy Choose Us
Your chance of bond approval is significantly higher.
We can pre-approve you for a loan.
You submit only 1 application. We do the rest.
We can get you a better interest rate.
We negotiate with the banks on your behalf.
Mi Bonds - How we do itWe work with all the leading banks to secure you the best home loan deal
